Monthly Solar Loan

Monthly Solar Loan from SM Energy

see if you qualify

Take Control of Your Energy with Custom Home Solar Power and Battery Storage

Purchasing your own home solar system is within reach. When you go solar with Sun Money Energy’s monthly solar loan, cost doesn’t have to be a barrier. You can get a custom solar system with little to no up-front cost, fixed monthly loan payments, and a competitive interest rate. You can also add a solar battery, qualify for solar incentives, and potentially build property value.

Monthly Solar Loan

The Perks of Financing a SM Energy Solar System

Competitive Solar Loans
Competitive Solar Loans

SM Energy's monthly solar loan process is straightforward and hassle-free. Enjoy quick approvals and competitive interest rates when you apply.

Expert Solar Support
Expert Solar Support

We’re here for you every step of the way. From paperwork to permits, our experienced Solar Advisors can handle all aspects of your home solar system installation.

Get Solar Incentives
Get Solar Incentives

Solar incentives, like federal and state tax credits, solar rebates, and sales and property tax exemptions, will go directly to you.

Compare SM Energy’s Solar Plans and Services

We’ll customize your agreement based on your individual needs
Monthly Loan:
Full Purchase:
PPA:
Benefit
Purchase and finance
Own your system outright
Lower energy bill
System Ownership
Homeowner
Homeowner
Lease company
Upfront Payment
$0 down
Full system cost
$0 down
Monthly Payment
To loan provider
To lease provider
Rate Hike Protection
Warranty

Have a question or want more information? We are here to help!

Solar ownership is at your hand

1
Best-in-class solar and storage
2
Finance your system with 0 down
3
Qualify for the 30% federal tax credit
4
Discover the incentives in your state
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Frequently Asked Questions

After you switch to solar, you won’t notice a difference. Your lights, appliances, televisions and everything else that uses electricity will work exactly as they did before.



The one key difference you will notice after switching to solar is in how you pay for your power. You will still receive a monthly bill from your utility company. If you have a monthly bill with Sunrun, you will have two separate bills.



How much energy you end up having to buy from your utility depends on the size of your solar system and how much electricity you’re actually using.



Because of weather and seasonal changes, your utility bill will vary from month to month. But you’ll always know exactly what you owe SM Energy for the duration of our agreement.

Figuring out if your home is good for solar relies on several factors, like where your house is located, the angle of your roof, roof shading, and how old your home is. In order to understand if your home if a good candidate for solar, get in touch with one of our Solar Advisors. They’ll run a personalized analysis of your home with BrightPath™, our proprietary solar design technology. We’ll only recommend solar if it’s the right fit for your home energy needs.

Every household will need a different number of panels based on how much energy it uses, the climate in the area, and how much direct sunlight hits its roof.

During your free consultation, we’ll figure out how much energy a system will need to produce in order to power your home.